Bell

My Miracle Loans!

Anyone can get a loan quickly and easily; learn how.

tiny-house

Ultimate Mortgage Loan Modification Guidebook!

Now you can lower your mortgage payment without help from a loan counselor.


calendar-icon

Get Out of Debt 63% Faster!

Financial software can simplify the rapid debt reduction process for you.

acct-book

Credit Card Debt Settlement!

One couple settled $75k worth of debt for about 30% of what was owed. You can do it without an attorney.


argument1

Credit Secrets Bible

The heavyweight method of repairing your credit once and for all!

Debt Cures, a book by Kevin Trudeau

Let’s cut straight to the chase. The sweet spot for any refrigerator is between 39 and 40 F. This is the temperature at which bacterial growth is inhibited but the difference between your refrigerator and the ambient temperature outside of your refrigerator is minimized.

In other words, keeping your refrigerator’s internal temperature at about 39 F will keep your food safe while minimizing your energy costs.

Simple, right? Well, not quite so simple.

Set Your Refrigerator to the Warmest Setting (26/365)

Your refrigerator is one of the biggest power guzzlers in your house. Over the course of a year, a modern refrigerator sucks down about 350 kWh of energy. That adds up to about $50. With a few simple one-time changes taking just a few minutes, though, you can cut that by about 20%, saving you $10 a year for as long as you own the fridge.

First of all, most refrigerators have a terrible internal dial that doesn’t indicate actual temperatures. I loathe this design “feature.” It doesn’t tell you a thing about the actual internal temperature of your fridge. It merely compares it to other settings.

The simple solution? Get an inexpensive thermometer and stick it in your fridge. You can get a small digital thermometer at your local hardware store for a pittance. Just tape it somewhere to the inside of your refrigerator. I just rolled up a bit of duct tape and stuck it to the back of one for placement inside of the refrigerator.

Then, start playing with that dial. I suggest moving slowly downward, then checking the temperature every day. What you’re looking for is a temperature close to 38.5 or 39, at which point you’re going to want to stop on that setting for a while. For most refrigerators, this temperature coincides with the lowest setting or one of the lowest settings.

It’s important to remember that the temperature isn’t an exact thing. A refrigerator works just like your home. It tries to keep the temperature within a degree or so of the ideal temperature. This is why you should stop adjusting the temperature dial for a while if you observe a temperature around 38.5 or 39 degrees, as this may be a “low” temperature, a “high” temperature, or an average one. Do some observations over time and see what the average is.

I would shoot for an average of around 38.8 to 39 F, so that the “high” temperature doesn’t break 40 F very often.

Also, pay attention to where the fan is in your refrigerator. The air coming in there is going to be cold air, so the items near it are going to be colder than items elsewhere in the refrigerator. We generally keep items that we worry the most about spoiling close to the fan (items such as milk and eggs) and other items further away. I placed the temperature gauge on the other side of the refrigerator interior from the fan to try to get more of an ambient temperature. Also, never block the fan. Always make sure the fan can blow cold air into the interior of your refrigerator. If you block it, you’ll have one frozen item and a bunch of warm items in your fridge.

If your refrigerator is really full with items, lower the temperature a bit. Lots of items means poor air flow inside of your refrigerator, which is the key to keeping things cool. Lowering the temperature means you’re going to be using a bit more energy, but all of your items are cold. We do this when we’re prepping for a party or something similar.

What about the freezer? You want your freezer to be low enough so that temperature variation does not allow anything to melt in the freezer. I suggest keeping the freezer at a temperature around 5 F – and a bit lower than that if your freezer is jam-packed with stuff, blocking the air flow. You can check this with a thermometer taped to the side away from the fan, just like with the refrigerator.

Another useful tactic is to thaw frozen foods in the fridge instead of on the counter. As frozen foods thaw, they cool the air around them. This is a good thing in a refrigerator that you want to keep cool internally. It’s a bad thing most of the time outside of the refrigerator, as it’s not going to provide a significant enough effect to keep your air conditioner from running any significant amount and it’s going to work in a small way against your furnace.

Once the temperature is set correctly on your refrigerator and freezer, and you’re using the device sensibly (not blocking the air flow, thawing foods in the refrigerator, etc.), your refrigerator is going to use less energy. It’s also not going to have to work as hard, extending its lifespan. Both of these save you money, as your monthly energy bill is reduced and the time until your next refrigerator replacement is extended.

This post is part of a yearlong series called “365 Ways to Live Cheap (Revisited),” in which I’m revisiting the entries from my book “365 Ways to Live Cheap,” which is available at Amazon and at bookstores everywhere. Images courtesy of Brittany Lynne Photography, the proprietor of which is my “photography intern” for this project.


Credit card bad debt, and when to settle

Let’s cut straight to the chase. The sweet spot for any refrigerator is between 39 and 40 F. This is the temperature at which bacterial growth is inhibited but the difference between your refrigerator and the ambient temperature outside of your refrigerator is minimized. In other words, keeping your refrigerator’s internal temperature at about 39 [...] [continued]

The Costs of Preparing for Additional Children

Let’s cut straight to the chase. The sweet spot for any refrigerator is between 39 and 40 F. This is the temperature at which bacterial growth is inhibited but the difference between your refrigerator and the ambient temperature outside of your refrigerator is minimized. In other words, keeping your refrigerator’s internal temperature at about 39 [...] [continued]

Debt Free Software

Let’s cut straight to the chase. The sweet spot for any refrigerator is between 39 and 40 F. This is the temperature at which bacterial growth is inhibited but the difference between your refrigerator and the ambient temperature outside of your refrigerator is minimized. In other words, keeping your refrigerator’s internal temperature at about 39 [...] [continued]

Making Buyers

Let’s cut straight to the chase. The sweet spot for any refrigerator is between 39 and 40 F. This is the temperature at which bacterial growth is inhibited but the difference between your refrigerator and the ambient temperature outside of your refrigerator is minimized. In other words, keeping your refrigerator’s internal temperature at about 39 [...] [continued]

Auto Payment Calculator - Amortization Schedule

Thanks to Forest Wander for the picture. Every new beginning comes from some other beginning’s end – Seneca As I write this, Sarah and I are completely debt free. We have no mortgage. We have no car loans. We have no student loans. We have no credit card balances. We have no consumer loans of [...] [continued]

Why Are Oranges Always on Sale in December? Seasonal Food Sales and How to Take Advantage of Them

Thanks to Forest Wander for the picture. Every new beginning comes from some other beginning’s end – Seneca As I write this, Sarah and I are completely debt free. We have no mortgage. We have no car loans. We have no student loans. We have no credit card balances. We have no consumer loans of [...] [continued]

The Simple Dollar Weekly Roundup: Book Editing Edition

Thanks to Forest Wander for the picture. Every new beginning comes from some other beginning’s end – Seneca As I write this, Sarah and I are completely debt free. We have no mortgage. We have no car loans. We have no student loans. We have no credit card balances. We have no consumer loans of [...] [continued]

Putting the “Important but Not Urgent” Tasks Above the “Urgent but Not Important” Tasks

Thanks to Forest Wander for the picture. Every new beginning comes from some other beginning’s end – Seneca As I write this, Sarah and I are completely debt free. We have no mortgage. We have no car loans. We have no student loans. We have no credit card balances. We have no consumer loans of [...] [continued]

Spending on Your Passion

Thanks to Forest Wander for the picture. Every new beginning comes from some other beginning’s end – Seneca As I write this, Sarah and I are completely debt free. We have no mortgage. We have no car loans. We have no student loans. We have no credit card balances. We have no consumer loans of [...] [continued]

How to get out of debt

Your dishwasher gets hot. Your dishwasher also gets moist, meaning it’s harder to cool down the air around it. Your refrigerator gets cold. So does your freezer. Why would you put a device that gets hot next to a device that gets cold? No insulation is perfect, after all, so they would both be using [...] [continued]

Credit cards, help or hindrance?

Your dishwasher gets hot. Your dishwasher also gets moist, meaning it’s harder to cool down the air around it. Your refrigerator gets cold. So does your freezer. Why would you put a device that gets hot next to a device that gets cold? No insulation is perfect, after all, so they would both be using [...] [continued]

Conquer Your Gambling Debts

Your dishwasher gets hot. Your dishwasher also gets moist, meaning it’s harder to cool down the air around it. Your refrigerator gets cold. So does your freezer. Why would you put a device that gets hot next to a device that gets cold? No insulation is perfect, after all, so they would both be using [...] [continued]

Review: The Leap

Your dishwasher gets hot. Your dishwasher also gets moist, meaning it’s harder to cool down the air around it. Your refrigerator gets cold. So does your freezer. Why would you put a device that gets hot next to a device that gets cold? No insulation is perfect, after all, so they would both be using [...] [continued]

Don’t Install Your Refrigerator Next to Your Dishwasher (25/365)

Your dishwasher gets hot. Your dishwasher also gets moist, meaning it’s harder to cool down the air around it. Your refrigerator gets cold. So does your freezer. Why would you put a device that gets hot next to a device that gets cold? No insulation is perfect, after all, so they would both be using [...] [continued]

Your Rights Under the Fair Debt Collection Practices Act

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Strange credit card fee 2. Handling sudden income increase 3. Great job, next financial move? 4. Children’s movies 5. Keeping papers 6. Determining ownership percentages 7. [...] [continued]

Simple Ways to Save Money on Salads

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Strange credit card fee 2. Handling sudden income increase 3. Great job, next financial move? 4. Children’s movies 5. Keeping papers 6. Determining ownership percentages 7. [...] [continued]

Shocking Credit Card Secrets

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Strange credit card fee 2. Handling sudden income increase 3. Great job, next financial move? 4. Children’s movies 5. Keeping papers 6. Determining ownership percentages 7. [...] [continued]

Inspirational: One Red Paper Clip

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Strange credit card fee 2. Handling sudden income increase 3. Great job, next financial move? 4. Children’s movies 5. Keeping papers 6. Determining ownership percentages 7. [...] [continued]

The Truth About Government Debt Relief Grants

The reason that my photography intern and I decided to use virtually the same exact picture for this entry as entry #18 in this series (outlining powdered laundry detergent) is because the two recipes are very similar. Just simply mix together one cup of borax and one cup of baking soda or washing soda in [...] [continued]

Welcome to Rapid-Debt-Reduction.com!

The reason that my photography intern and I decided to use virtually the same exact picture for this entry as entry #18 in this series (outlining powdered laundry detergent) is because the two recipes are very similar. Just simply mix together one cup of borax and one cup of baking soda or washing soda in [...] [continued]

Six Reasons Why People Don’t Thrift

The reason that my photography intern and I decided to use virtually the same exact picture for this entry as entry #18 in this series (outlining powdered laundry detergent) is because the two recipes are very similar. Just simply mix together one cup of borax and one cup of baking soda or washing soda in [...] [continued]

How to Start a Meal Exchange

The reason that my photography intern and I decided to use virtually the same exact picture for this entry as entry #18 in this series (outlining powdered laundry detergent) is because the two recipes are very similar. Just simply mix together one cup of borax and one cup of baking soda or washing soda in [...] [continued]

Replacing Things Early

The reason that my photography intern and I decided to use virtually the same exact picture for this entry as entry #18 in this series (outlining powdered laundry detergent) is because the two recipes are very similar. Just simply mix together one cup of borax and one cup of baking soda or washing soda in [...] [continued]

The People Around You

The reason that my photography intern and I decided to use virtually the same exact picture for this entry as entry #18 in this series (outlining powdered laundry detergent) is because the two recipes are very similar. Just simply mix together one cup of borax and one cup of baking soda or washing soda in [...] [continued]

World's Worst Credit Card?

The reason that my photography intern and I decided to use virtually the same exact picture for this entry as entry #18 in this series (outlining powdered laundry detergent) is because the two recipes are very similar. Just simply mix together one cup of borax and one cup of baking soda or washing soda in [...] [continued]

The 3 Best Credit Cards

The reason that my photography intern and I decided to use virtually the same exact picture for this entry as entry #18 in this series (outlining powdered laundry detergent) is because the two recipes are very similar. Just simply mix together one cup of borax and one cup of baking soda or washing soda in [...] [continued]

Smart Uses for Credit Cards

The reason that my photography intern and I decided to use virtually the same exact picture for this entry as entry #18 in this series (outlining powdered laundry detergent) is because the two recipes are very similar. Just simply mix together one cup of borax and one cup of baking soda or washing soda in [...] [continued]

Debt Removal Snowball Method

Sometimes, I wonder what the line is between an appropriate amount of youth activities and too many activities is. My older children have tumbling/gymnastics one night a week, ice skating one night a week, soccer two nights a week when the weather is appropriate, and they both want to join tae kwon do which is [...] [continued]

Debt Negotiators Tips: How To Talk To Your Creditors

Sometimes, I wonder what the line is between an appropriate amount of youth activities and too many activities is. My older children have tumbling/gymnastics one night a week, ice skating one night a week, soccer two nights a week when the weather is appropriate, and they both want to join tae kwon do which is [...] [continued]

Teenagers and Expensive Clothes

Sometimes, I wonder what the line is between an appropriate amount of youth activities and too many activities is. My older children have tumbling/gymnastics one night a week, ice skating one night a week, soccer two nights a week when the weather is appropriate, and they both want to join tae kwon do which is [...] [continued]

The Simple Dollar Weekly Roundup: TrentHamm.com Edition

Sometimes, I wonder what the line is between an appropriate amount of youth activities and too many activities is. My older children have tumbling/gymnastics one night a week, ice skating one night a week, soccer two nights a week when the weather is appropriate, and they both want to join tae kwon do which is [...] [continued]

When Financial Change Is Overwhelming

During the day, when my kids are at school and my wife is out of the house at work, I turn the furnace off and the house gets rather cool. When that happens, I often just wrap myself up in a warm blanket as I work. It’s a big, comfortable thing that’s just cozy to [...] [continued]